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Monday, March 3, 2014

What Is Home Insurance?

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Home insurance is basically a protection cover taken on one’s home. This helps to protect ones home against damage caused due to fire, riots, lightning, flood, burglary, earthquake, tsunami, terrorism and storms. One can take the building insurance policy where compensation is provided for the damage to the property and its reconstruction due to riots, natural calamities like flood and cyclone, landslide, damage due to aircraft, fires and lightning and exploding of domestic cylinders. One can also opt for a basic fire protection policy or a house holder’s package policy. A basic fire policy might cover one for loss caused due to riots, lightning, storms and flooding. On payment of an additional premium, cover is provided from earthquake, landslide and in some cases terrorism. In a householders package policy protection is provided to the basic structure against damage from fire, domestic cylinder explosions and so on. Another comprehensive cover provided by the householder’s package policy is the insurance of the contents of the house. The contents of the house can be insured against theft of valuables such as jewelry, electronic items, costly crockery, electrical appliances, paintings and damage to windows and doors. For those who live in rented houses only the contents of the house can be insured.

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Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

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Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

  1. ICICI Prudential Tax Plan Invest Online
  2. HDFC TaxSaver Invest Online
  3. DSP BlackRock Tax Saver Fund Invest Online
  4. Reliance Tax Saver (ELSS) Fund Invest Online
  5. Birla Sun Life Tax Relief ‘96 Invest Online
  6. IDFC Tax Advantage (ELSS) Fund Invest Online
  7. SBI Magnum Tax Gain Scheme 1993 Invest Online
  8. Sundaram Tax Saver Invest Online
  9. Edelweiss ELSS Invest Online

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Best Performing Mutual Funds

    1. Largecap Funds Invest Online
      1. DSP BlackRock Top 100 Fund
      2. ICICI Prudential Focused Blue Chip Fund
      3. Birla Sun Life Front Line Equity Fund
    2. Large and Midcap Funds Invest Online
      1. ICICI Prudential Dynamic Plan
      2. HDFC Top 200 Fund
      3. UTI Dividend Yield Fund
    1. Mid and SmallCap Funds Invest Online
      1. Reliance Equity Opportunities Fund
      2. DSP BlackRock Small & Midcap Fund
      3. Sundaram Select Midcap
      4. IDFC Premier Equity Fund
    1. Small and MicroCap Funds Invest Online
      1. DSP BlackRock MicroCap Fund
    1. Sector Funds Invest Online
      1. Reliance Banking Fund
      2. Reliance Banking Fund
    1. Tax Saver MutualFunds Invest Online
      1. ICICI Prudential Tax Plan
      2. HDFC Taxsaver
      3. DSP BlackRock Tax Saver Fund
      4. Reliance Tax Saver (ELSS) Fund
    2. Gold Mutual Funds Invest Online
      1. Relaince Gold Savings Fund
      2. ICICI Prudential Regular Gold Savings Fund
      3. HDFC Gold Fund

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