SIPs in debt products

Invest In Tax Saving Mutual Funds Online

Download Tax Saving Mutual Fund Application Forms

Buy Gold Mutual Funds

Call 0 94 8300 8300 (India)

 

 

Fund houses have started advising investors to put money in long-term debt schemes through SIPs to tide over the volatility in bond yields.

While fund houses have been promoting investment through SIPs in equity funds for last 10-15 years, SIPs in debt funds are a relatively new concept. The interest in debt schemes can be gauged from the fact that the first half of the current financial year saw an addition of 3.47 lakh folios despite the turmoil in the debt market in the second quarter.

There are a few all-weather medium to long-term debt schemes.

It's mostly the large fund houses advising investors to take the debt SIP route, according to industry observers. Some of the fund houses with a large debt asset include Reliance MF, ICICI Prudential MF and Birla Sun Life MF. Investing in debt funds through SIPs is suitable for long-term bond funds, say market watchers.

Experts believe investing through SIPs may help mitigate the interest rate risk to some extent. SIPs in debt funds will help investors get an average yield rather than run the risk of locking in at lower yields at any point of time.

Despite these benefits, fund houses concede it will be tough to convince investors to use SIP route to debt schemes.

Market observers believe these SIPs may not work if the investment horizon is less than 3 years or if the interest rates rise in the investment period. If there is a sustained rise in interest rates, then on every rise, preceding investment will be at a loss.

Happy Investing!!

We can help. Call 0 94 8300 8300 (India)

Leave your comment with mail ID and we will answer them

OR

You can write back to us at PrajnaCapital [at] Gmail [dot] Com

---------------------------------------------

Invest in Tax Saving Mutual Funds ( ELSS Mutual Funds ) to upto Rs 1 lakh and Save tax under Section 80C.

Invest Tax Saving Mutual Funds Online

Tax Saving Mutual Funds Online

These links can be used to Purchase Mutual Funds Online that are regular also (Investment, non-tax saving)

Download Tax Saving Mutual Fund Application Forms from all AMCs

Download Tax Saving Mutual Fund Applications

These Application Forms can be used for buying regular mutual funds also

Some of the best Tax Saving Mutual Funds available ( ELSS Mutual Funds )

1. ICICI Prudential Tax Plan Invest Online
2. HDFC TaxSaver Invest Online
3. DSP BlackRock Tax Saver Fund Invest Online
4. Reliance Tax Saver (ELSS) Fund Invest Online
5. Birla Sun Life Tax Relief ‘96 Invest Online
6. IDFC Tax Advantage (ELSS) Fund Invest Online
7. SBI Magnum Tax Gain Scheme 1993 Invest Online
8. Sundaram Tax Saver Invest Online
9. Edelweiss ELSS Invest Online

------------------

Best Performing Mutual Funds

1. Largecap Funds Invest Online
1. DSP BlackRock Top 100 Fund
2. ICICI Prudential Focused Blue Chip Fund
3. Birla Sun Life Front Line Equity Fund
2. Large and Midcap Funds Invest Online

1. ICICI Prudential Dynamic Plan
2. HDFC Top 200 Fund
3. UTI Dividend Yield Fund
2. Mid and SmallCap Funds Invest Online

1. Reliance Equity Opportunities Fund
2. DSP BlackRock Small & Midcap Fund
3. Sundaram Select Midcap
4. IDFC Premier Equity Fund
3. Small and MicroCap Funds Invest Online

1. DSP BlackRock MicroCap Fund
4. Sector Funds Invest Online

1. Reliance Banking Fund
2. Reliance Banking Fund
5. Tax Saver MutualFunds Invest Online
1. ICICI Prudential Tax Plan
2. HDFC Taxsaver
3. DSP BlackRock Tax Saver Fund
4. Reliance Tax Saver (ELSS) Fund
6. Gold Mutual Funds Invest Online

1. Relaince Gold Savings Fund
2. ICICI Prudential Regular Gold Savings Fund
3. HDFC Gold Fund